Get Instant Gold Loan at Better Rates

Sign your agreement

Read the agreement, tick "I agree", then sign and verify with OTP.

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Video verification

Pick a time to video-call your Relationship Manager, or start now if one is free.

Choose a day & time

Verify your identity

To apply for bridge funding, please verify your identity with your Aadhaar first. This keeps your loan secure and auto-fills your details — it takes about a minute.

Verify with DigiLocker

DigiLocker is a Government of India service that securely shares your Aadhaar details — only with your consent.

How to verify (about 1 minute)

1. Tap Verify with DigiLocker on the previous screen.
2. You’ll open the official DigiLocker page. Enter your Aadhaar number (or DigiLocker username).
3. Enter the OTP sent to your Aadhaar-linked mobile, then your 6-digit security PIN.
4. Tap Allow / Consent so OnnTime can read your name, date of birth, gender and address.
5. You return here automatically, verified — and your details fill in for you.

Don’t have a DigiLocker account?

1. Open digilocker.gov.in or install the DigiLocker app (Play Store / App Store).
2. Tap Sign Up and enter your name, date of birth and Aadhaar-linked mobile number.
3. Verify the mobile OTP, then enter your 12-digit Aadhaar number and the Aadhaar OTP.
4. Set a 6-digit security PIN and a username — your account is ready.
5. Come back to this screen and tap Verify with DigiLocker.

Important: your mobile number must be linked to your Aadhaar to receive the OTP. If it isn’t linked, visit any Aadhaar enrolment centre to link it first.